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  1. – No doc loans, low doc loans, stated income, nina, no ratio loans, bank statement loans are available to meet the needs of various employment and income situations and they are available in 2019. The more documentation you provide your no doc lender (employment, income and credit history) with your loan application, the lower your interest rate may be.

    Low-doc loans: Are they for you? Learn how a low documentation loan works – Stated Income or Low Doc Loans . Stated Income Loans, or Low Doc loans, typically attract people who work on a cash or commission basis or people who don’t draw a consistent salary. The borrower will need to disclose earnings, usually for two years, and might need to show tax returns and bank statements.

    Bank launches new ‘Lite Doc’ mortgage program | 2016-06-08. –  · Loophole allows it to avoid Dodd-Frank regulation. The "Lite Doc" loan is not the "low-doc" loan of the past. It is only for owner-occupied properties, so no investors, and it requires a 40% down payment on the property, far higher than most conventional or government loan products. There is a minimum FICO credit score of 700,

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